Storm Damage & Insurance Claims Guide
What to do after a storm, how to document damage, and navigate the insurance claim process.
Storm Damage Tyler TX: What to Do Immediately After a Storm
East Texas experiences frequent severe weather—from spring hailstorms to summer thunderstorms and occasional hurricanes. For storm damage Tyler TX homeowners face, knowing how to respond quickly can protect your home and strengthen your insurance claim. The best roofing contractors Tyler TX offer emergency storm response to help secure your property.
Emergency Steps
- 1. Ensure safety first – Don't go on the roof yourself
- 2. Document visible damage – Photos from ground level
- 3. Prevent further damage – Tarping if safe to do so
- 4. Call your insurance company – Report the claim
- 5. Contact a reputable roofer – For professional inspection
Types of Storm Damage
Hail Damage
- • Dented or cracked shingles
- • Granule loss (bald spots)
- • Damaged gutters/downspouts
- • Dented metal flashing
Wind Damage
- • Missing shingles
- • Lifted or curled shingles
- • Damaged ridge caps
- • Tree/limb impact damage
The Insurance Claim Process
Here's what to expect when filing a roof damage claim:
File Your Claim
Call your insurance company within 24-72 hours of the storm. Provide basic info about the damage.
Document Everything
Take photos, keep receipts for emergency repairs, and note the date/time of the storm.
Professional Inspection
Have a licensed roofer inspect and document all damage with detailed photos and a written report.
Adjuster Visit
Insurance adjuster will inspect. Have your roofer present if possible to ensure nothing is missed.
Review the Estimate
Compare the adjuster's estimate with your roofer's. If significantly different, request a re-inspection.
Approve & Schedule Repairs
Once claim is approved, schedule repairs. Payment typically comes in stages.
How Gordy Roofing Helps with Claims
We've helped hundreds of Tyler homeowners navigate the insurance claim process. Here's what we provide:
Common Insurance Claim Mistakes
- Waiting too long: Most policies require claims within 1-2 years of damage
- Not documenting damage: Photos are essential evidence
- Accepting first offer: Initial estimates are often low—you can negotiate
- Using unlicensed contractors: Insurance may deny claims for unlicensed work
- Signing over insurance rights: Never sign an AOB (Assignment of Benefits)
For more on repairs, see our Roof Repair Guide or visit our Storm Damage Services page.
Storm Damage? We Can Help.
Get a free inspection and let us handle your insurance claim paperwork.
Call 903-560-9653